As a small business owner, your income, your family, and your team all depend on you. This assessment helps you see where your protection, benefits, and succession plans stand today—and where they may need attention.
No obligation — just clear, practical guidance designed specifically for small business owners and entrepreneurs.
In one focused review, we’ll look at how well your business, income, and family are protected today — and what adjustments could help reduce risk and support your long-term plans.
Once you complete the short online assessment, I’ll personally review your information and follow up with recommendations tailored to your business, goals, and budget.
For most small business owners, the business is both a major part of their net worth and their primary source of income. A smart protection and benefits strategy helps safeguard what you’ve built and the people who rely on it.
Life and disability coverage for owners and key people can help keep your family and business stable if something unexpected happens to you or a partner.
Thoughtful, right-sized benefits can help you attract and retain good people, reduce turnover, and build loyalty without overextending your budget.
Buy-sell planning, key person coverage, and succession strategies help ensure your business can continue—or be sold—on your terms instead of under pressure.
This isn’t about pushing products. It’s about understanding where you are today and what protections and benefits make sense for your specific business and stage of growth.
• Solo entrepreneurs and independent professionals
• Partners and multi-owner businesses
• Small employers building or refining benefits programs
• Owners planning for eventual sale, transition, or retirement
I understand both sides — your personal financial needs and the realities of running a small business. As an independent advisor, I work with multiple carriers and solutions to help you design a plan that fits your goals, your people, and your cash flow, not a one-size-fits-all template.
By the end of your assessment, you’ll have a clearer picture of where you’re well protected, where you have exposure, and which strategies could help you shore up the gaps.
We’ll look at how your family, partners, and employees would be impacted if you were disabled or passed away — and what protections are in place today.
We’ll identify key individuals whose absence would significantly impact revenue or operations and explore key person and continuity options for them.
We’ll review the role benefits currently play (or could play) in your hiring and retention strategy — and how to right-size them for your budget and growth plans.
These examples highlight how a focused small business assessment helped owners protect what matters most and move forward with more confidence.
“We had bits and pieces of coverage, but no real plan. Chris helped us see our blind spots and put owner protection and a basic buy-sell structure in place. Now we feel like adults about it.”
“I always meant to look at disability and key person coverage but never made the time. The assessment made it simple, and we implemented just a couple of key changes that made a huge difference.”
“We’re still a small team, but the benefits strategy Chris helped us design has already helped us keep two great employees. It feels good to know we’re building on a solid foundation.”
Request your small business owner assessment today and get a clear, practical view of your protection, benefits, and planning options.
Get My Small Business Assessment