Trusted Insurance Advisor

Individual & ACA Health Insurance | Chris A Roth
Individual & ACA Health Insurance

View Plans Online and Enroll in Coverage That Fits Your Doctors, Prescriptions, and Budget

Whether you’re self-employed, between jobs, losing employer coverage, or just confused by the ACA Marketplace, you can compare plan options online and enroll directly through the secure enrollment page below.

  • Compare ACA Marketplace plans (and see estimated savings, if eligible).
  • Check doctor networks and prescription coverage as you shop.
  • Review premiums, deductibles, copays, and out-of-pocket maximums in one place.
  • Enroll online when you’re ready — no pressure.

Clear choices, real coverage — and a simple way to enroll online when you’re ready.

What You Can Do on the Enrollment Page

Use the online shopping experience to review available plan options and choose coverage with confidence. You can compare benefits and enroll directly through the secure site.

  • See plan options available in your area.
  • Check networks, benefits, and prescription coverage.
  • Estimate potential savings (premium tax credits), if eligible.
  • Enroll online once you’ve found the right fit.
View Plans & Enroll Securely

Prefer help reviewing options? You can still enroll online — and I’m here to answer questions if you want guidance.

Disclaimer: This page provides general information and is not a guarantee of coverage, eligibility, or savings. Plan availability, premiums, provider networks, formularies, and subsidy eligibility vary by location and household information.

Why It Matters

Health Coverage Should Protect You, Not Confuse You

A good health plan does more than just satisfy a requirement. It helps you access care when you need it, control costs when something big happens, and avoid surprise bills that derail your finances.

Protection from Big Medical Bills

The right plan helps cap your costs if you have an accident, surgery, or serious diagnosis, so a medical event doesn’t turn into a financial crisis.

Access to the Right Doctors

Networks matter. As you shop, look for plans that include your preferred doctors, hospitals, and specialists whenever possible so you don’t have to start from scratch.

Make the Most of ACA Subsidies

Many people qualify for premium tax credits and cost-sharing help through the ACA Marketplace. The enrollment page can help you estimate savings based on your household information.

You shouldn’t have to guess which health plan is right. With a clear side-by-side look at your options, you can choose coverage that protects your health — and your wallet.
How It Works

A Clear, Step-by-Step Way to Shop and Enroll

Instead of sifting through dozens of plan brochures and confusing websites, you can use a guided shopping experience that puts your needs first.

  • Start the online plan search. Enter basic details like location, household size, and an income estimate to view available options.
  • Compare plans side by side. Review premiums, deductibles, copays, out-of-pocket maximums, networks, and benefits.
  • Check doctors and prescriptions. Confirm provider networks and prescription coverage to avoid surprises later.
  • Enroll online when you’re ready. Complete enrollment directly through the secure site and keep a copy of your confirmation.
Who This Is For

• Self-employed professionals and gig workers
• People losing or changing employer coverage
• Early retirees not yet on Medicare
• Anyone confused by ACA plans, networks, or subsidies

How I Can Still Help

If you’d like guidance, I can help you understand your choices, avoid coverage gaps, and feel confident about your decision. You can still enroll online through the secure page — and get answers to your questions along the way.

What to Look For

Key Questions to Answer Before You Enroll

By the time you finish comparing options, you should know which plans make sense for you, what they cost, and how well they’ll work with the care you actually use.

What Will My Real Costs Be?

Look beyond the monthly premium and consider deductibles, copays, coinsurance, and out-of-pocket maximums so you know your total potential costs.

Are My Doctors and Prescriptions Covered?

Check plan networks and drug lists (formularies) so you’re not surprised later by out-of-network bills or non-covered medications.

Do I Qualify for Financial Help?

Use your household size and income estimate to see whether you may be eligible for ACA subsidies and how those savings affect your monthly cost.

Client Experiences

How Clear Comparisons Help People Choose Confidently

These are examples of how taking a little time to compare health insurance options can make a big difference in cost, access, and peace of mind.

“I was overwhelmed by all the Marketplace plans. Chris broke everything down into simple comparisons and helped me pick a plan that covered my doctor and saved me money each month.”

— Michelle D.
Self-Employed · Age 45

“When I left my job, I didn’t know if I should take COBRA or go on the ACA. Chris walked me through both options, and I ended up with great coverage at a much lower cost.”

— Jason K.
Career Change · Age 52

“My husband and I take several prescriptions, and we were worried about costs. Chris helped us find a plan that fit our medications and budget without losing our doctors.”

— Denise & Mark H.
Married Couple · Early 60s
Every household is different. The best plan is the one that fits your doctors, prescriptions, and budget — not a generic one-size-fits-all pick.
Questions

Health Insurance & ACA FAQs

What’s the difference between on-exchange and off-exchange plans?
On-exchange plans are purchased through the ACA Marketplace and may qualify for subsidies. Off-exchange plans are bought directly from carriers. Plan availability varies by area and situation.
Can I see if I qualify for ACA subsidies?
Yes. By entering your household size and income estimate, you can see whether you may qualify for premium tax credits or cost-sharing reductions, and how that changes your plan options.
What if I have a pre-existing condition?
ACA-compliant plans cannot deny you coverage or charge more based on pre-existing conditions. The key is choosing a plan that fits your doctors, medications, and preferred hospitals.
Are there deadlines to enroll or change plans?
Yes. There’s an annual Open Enrollment Period and Special Enrollment Periods for qualifying life events (like losing coverage or moving). If you’re unsure, start the plan search and you’ll be guided on eligibility.
Is there a fee to use the enrollment page?
There’s no extra fee to you to shop and enroll online. Costs depend on the plan you choose and whether you qualify for subsidies.

Ready to View Plans and Enroll Online?

You can compare plan options, check coverage details, and enroll directly through the secure site. If you want guidance, I’m happy to answer questions as you shop.

View Plans & Enroll Now

Disclaimer: This website provides general information and is not a guarantee of coverage or eligibility. Plan availability, rates, benefits, provider networks, formularies, and subsidy eligibility vary by location and household information. Always review plan documents before enrolling.