Annuities can provide protected income, but they aren’t one-size-fits-all. This annuity needs assessment helps you see if an annuity makes sense for your goals, timeline, and risk comfort.
No obligation, no pressure — just a clear, personalized look at whether an annuity belongs in your plan.
In a short conversation and a quick review of your current retirement picture, we’ll determine if an annuity could strengthen your plan — or if you’re better served with other options.
Once you complete the short online form, I’ll personally review your details and follow up with next steps.
Annuities can help convert a portion of your savings into predictable income, add protection against outliving your money, and complement Social Security and other income sources—when they’re used correctly.
Certain annuities can provide income you can’t outlive, helping you cover essential expenses even if you live longer than expected.
Fixed and fixed indexed annuities can offer growth potential with downside protection, depending on the type of contract you choose and how long you plan to keep it.
Money inside an annuity can grow tax-deferred, which may be useful if you’re not using the funds right away and want to better manage taxes in retirement.
The goal of this assessment is not to “sell you an annuity” but to help you understand whether one fits your plan— and if so, what type might be appropriate.
• Pre-retirees who want predictable income in retirement
• Retirees concerned about outliving their savings
• Savers with CDs or low-yield accounts looking for better options
• Anyone who’s heard about annuities and wants unbiased clarity before deciding
As an independent advisor, I work with multiple annuity carriers and products. I’ll walk you through the pros, cons, fees, liquidity, and income options in plain English. My job is to help you avoid mistakes, understand the trade-offs, and feel confident about whatever decision you make.
By the end of our process, you should feel more organized, informed, and confident about your retirement income plan — whether you use an annuity or not.
Will your current savings, Social Security, and pensions be enough if you live into your late 80s or 90s? We’ll look at where guaranteed income can help.
How comfortable are you with market swings now and in retirement? We’ll explore whether reallocating a portion of your nest egg into guaranteed or protected income makes sense.
Do you need access to your funds for emergencies, large purchases, or legacy goals? We’ll review surrender periods, penalty-free withdrawals, and other liquidity features.
Real people, real retirement concerns, and real peace of mind. Here are a few examples of how an annuity assessment has helped clients make clearer decisions.
“We were worried about outliving our savings, but didn’t want to risk everything in the market. Chris walked us through options we didn’t even know existed and helped us create income we can count on.”
“I’d been pitched annuities before and always felt pressured. Chris was the opposite — patient, educational, and honest about pros and cons. I finally felt like I understood what I was buying.”
“We ended up keeping part of our money in the market and moving part into an income annuity. The assessment helped us see the whole picture, not just one product.”
Request your annuity needs assessment today and get straightforward guidance tailored to your retirement goals.
Get My Annuity Needs Assessment