Fixed Indexed Annuities (FIAs)
A Fixed Indexed Annuity (FIA) is a powerful retirement tool designed to help you grow your savings safely
while securing guaranteed income for life. FIAs combine the stability of fixed interest products with the
potential for higher returns linked to a market index—without exposing your principal to market losses.
Why FIAs Are Popular
- Protection from losses: Your principal is protected—even if the market drops.
- Growth potential: Interest is credited based on market index performance (such as the S&P 500),
allowing greater upside compared to traditional fixed annuities.
- Guaranteed lifetime income: Turn your savings into a predictable income stream you cannot outlive.
- Tax-deferred growth: Earnings grow tax-deferred, potentially increasing long-term growth.
- Flexibility: FIAs offer multiple crediting strategies, income riders, and benefit options tailored to your goals.
What FIAs Can Help You Accomplish
- Build a safe, reliable retirement foundation
- Protect money from market downturns
- Create guaranteed lifetime income
- Leave a legacy through optional death benefits
- Diversify beyond traditional stock market investments
FIAs are ideal for people who want long-term stability, dependable income, and
protection from volatility—without giving up growth potential.
Is a Fixed Indexed Annuity Right for You?
Every retirement plan is unique. Let’s review your goals, compare top FIA options, and run projections
so you can make an informed decision with clarity and confidence.
Request Your FIA Consultation
No pressure — just a simple conversation to help you explore the best strategies for your retirement.